1. Acceptance of Terms

By accessing or using the Swiftonow platform, including our websites and mobile applications, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.

These Terms apply to the following platforms:

• https://swiftonow.com/
• https://acm.swiftonow.com/
• Android App: https://play.google.com/store/apps/details?id=com.hashseven.swiftouser
• iOS App: https://apps.apple.com/in/app/swifto-user/id6751239475

2. Eligibility

You must be at least 18 years old to use our services. By using the platform, you confirm that you meet this requirement and that all information provided by you is accurate and complete.

3. Services

Swiftonow provides a digital platform for users to access services, manage accounts, and interact with features made available through the website and mobile applications.

We reserve the right to modify, suspend, or discontinue any part of the services at any time without prior notice.

4. User Account

To access certain features, you may be required to create an account.

You agree to:

• Provide accurate and up-to-date information
• Maintain the confidentiality of your account credentials
• Be responsible for all activities under your account

Swiftonow is not liable for any loss resulting from unauthorized account access.

5. Acceptable Use

You agree not to:

• Use the platform for any unlawful purpose
• Upload or share false, misleading, or harmful content
• Attempt to gain unauthorized access to systems or data
• Interfere with the proper functioning of the platform

Violation of these rules may result in suspension or termination of your account.

6. Payments and Transactions

If applicable:

• All payments must be made through approved payment methods
• Prices and charges may change at any time
• Refunds are subject to applicable policies

7. Data Collection and Privacy

We may collect basic user information such as:

• Name
• Email address
• Phone number

Your data is handled securely and in accordance with applicable laws. Please refer to our Privacy Policy for more details.

8. Intellectual Property

All content on the platform, including text, graphics, logos, and software, is the property of Swiftonow or its licensors.

You may not copy, reproduce, or distribute any content without prior written permission.

9. Third-Party Services

The platform may include links or integrations with third-party services. Swiftonow is not responsible for the content, policies, or practices of any third-party services.

10. Disclaimer

The platform is provided on an “as is” and “as available” basis.

We do not guarantee:

• Continuous or error-free service
• Accuracy or reliability of content

Use of the platform is at your own risk.

11. Limitation of Liability

Swiftonow shall not be liable for any indirect, incidental, or consequential damages, including loss of data, profits, or service interruptions.

12. Termination

We reserve the right to suspend or terminate your account at any time if you violate these Terms or misuse the platform.

13. Changes to Terms

We may update these Terms and Conditions from time to time. Continued use of the platform after changes means you accept the updated Terms.

14. Governing Law

These Terms shall be governed by the laws of India.

15. Contact Information

For any questions or concerns, please contact us:

Email: [Insert Email]
Website: https://swiftonow.com/

16. App Store Compliance

• The application is licensed, not sold, to users
• Apple and Google are not responsible for the app or its content
• Users must comply with the respective platform policies

17. User Consent

By using our website or mobile applications, you confirm that you have read, understood, and agree to these Terms and Conditions.